# Rafter

> Real 2026 home project costs, calculators, and cost-by-state data — grounded in regional data and reviewed before publishing. Free quotes from vetted local pros.

Rafter publishes real 2026 home-project costs, interactive calculators, and cost-by-state data for a US & EU audience. Every figure is grounded in regional cost data and reviewed by a cost analyst before publishing. Estimates are illustrative 2026 ranges, not quotes.

## Tools
- [Cost calculators](https://raftercost.com/calculators): live 2026 estimates for 8 project types (Bathroom, Kitchen, Roof, Deck, Basement, Solar, Addition, Painting)
- [Cost by state](https://raftercost.com/costs): interactive map of 2026 costs across all 50 states, adjusted by a state cost-of-construction index
- [Get free quotes](https://raftercost.com/quotes): match with up to 3 vetted local pros

## Cost guides
- [Heat Pump vs. Furnace: 2026 Cost Comparison Guide](https://raftercost.com/insights/heat-pump-vs-furnace-cost-2026): For 2026, a standard heat pump costs $5,000–$12,000 to install, while a gas furnace runs $5,000–$9,000. Heat pumps offer superior efficiency with a COP of 2.5–4.0, compared to a 0.96 AFUE for furnaces. Your choice should be determined by your local electricity-to-gas price ratio and climate zone.
- [How Much Does a New Roof Cost in Texas? (2026 Guide)](https://raftercost.com/insights/new-roof-cost-texas-2026): In 2026, most Texas homeowners pay between $8,000 and $15,000 for a standard 2,000 sq. ft. roof replacement using architectural shingles. Prices vary based on your specific location, the roofing material chosen, and current labor rates, which account for 40%–50% of the total project cost.
- [HVAC Replacement Cost in Washington, D.C. (2026 Guide)](https://raftercost.com/insights/hvac-replacement-cost-dc): In 2026, a full HVAC system replacement in Washington, D.C. typically ranges from $10,000 to $22,500. Prices are driven by the city's 1.30 cost-of-construction index, the prevalence of complex rowhome infrastructure, and high labor demand. Most standard projects fall within the $5,445 to $13,613 range depending on equipment efficiency.
- [HVAC Replacement Cost for Townhouses: 2026 Price Guide](https://raftercost.com/insights/hvac-replacement-cost-townhouse): For 2026, a professional, turnkey HVAC replacement in a US townhouse typically ranges from $7,000 to $17,000. Costs vary based on your specific ductwork condition, equipment efficiency ratings, and your local labor market. On average, homeowners report total project costs of approximately $13,430 for a standard 2,000–2,500 square foot home.
- [Master Bathroom Remodel Cost: 2026 Price Guide](https://raftercost.com/insights/master-bathroom-remodel-cost-2026): In 2026, the national average for a master bathroom remodel is $16,500. Most homeowners spend between $8,000 and $45,000, depending on material quality and layout changes. Labor remains the largest expense, accounting for 40% to 65% of your total budget as skilled trade shortages continue to drive up hourly rates.
- [Roof Replacement Cost for Townhouse: 2026 Price Guide](https://raftercost.com/insights/roof-replacement-cost-for-townhouse): In 2026, the national cost for a standard townhouse roof replacement typically ranges from $8,000 to $20,000. This estimate equates to approximately $7.50 per square foot. Total project costs are heavily influenced by labor, which now accounts for 50% of the budget, and regional cost-of-living indices.
- [Roof Replacement Cost Virginia: 2026 Pricing Guide](https://raftercost.com/insights/roof-replacement-cost-virginia): In 2026, the average roof replacement in Virginia ranges from $9,500 to $24,000. Most asphalt shingle projects fall between $12,000 and $18,000. Costs are heavily influenced by your specific location, with Northern Virginia premiums pushing totals toward the higher end of the spectrum due to labor and permitting requirements.
- [ADU Cost California: 2026 Pricing and Construction Guide](https://raftercost.com/insights/adu-cost-california-2026): As of August 2026, building an ADU in California typically costs between $150,000 and $400,000+. Prices are driven by structure type, with garage conversions starting at $80,000 and detached units often exceeding $520,000. High-cost metros like the Bay Area frequently see rates surpassing $450 to $600 per square foot.
- [Fence Cost Per Foot: 2026 Price Guide](https://raftercost.com/insights/fence-cost-per-foot-2026): In 2026, the national average cost to install a residential fence ranges from $20 to $60 per linear foot. Most homeowners spend between $3,200 and $6,500 for a standard 150-linear-foot project. Total costs fluctuate based on material choice, site accessibility, local labor rates, and specific regional building codes.
- [Asphalt Driveway Cost 2026: A Pro Price Guide](https://raftercost.com/insights/asphalt-driveway-cost-2026): In 2026, the national cost for a new asphalt driveway typically ranges from $4 to $13 per square foot. Most homeowners pay between $3,000 and $7,500 for a standard two-car installation. Costs vary significantly based on site preparation, regional labor scarcity, and current crude oil prices affecting the asphalt binder.
- [HVAC Replacement Cost Estimator: 2026 Price Guide](https://raftercost.com/insights/hvac-replacement-cost-estimator-2026): In 2026, a full residential HVAC system replacement typically costs between $11,000 and $17,000. Total project costs range from $5,000 to $28,000 depending on equipment efficiency, ductwork needs, and local labor rates. Expect to pay $3–$6 per square foot for a professional, code-compliant installation.
- [Kitchen Remodel Cost Calculator: 2026 Price Guide](https://raftercost.com/insights/kitchen-remodel-cost-calculator-2026): In 2026, a professional kitchen remodel typically costs between $15,000 and $75,000. Mid-range projects average $14,500 to $42,000, or approximately $180 per square foot. Costs are currently rising 10% to 14% annually, driven by skilled labor shortages and a 25% tariff on imported wooden cabinetry.
- [Master Bath Remodel Cost Guide: 2026 Edition](https://raftercost.com/insights/master-bath-remodel-cost-2026): In 2026, a master bathroom remodel typically costs between $8,000 and $45,000, with a national average of $16,500. Mid-range projects often reach $26,138. Costs have risen 4–6% year-over-year due to skilled labor shortages and new 25% tariffs on imported vanities, making accurate budgeting essential for every homeowner.
- [Solar Panel Cost in Texas: 2026 Price Guide](https://raftercost.com/insights/solar-panel-cost-texas-2026): As of 2026, the average installed cost for solar in Texas is $2.24 per watt. A typical 10 kW system ranges from $21,700 to $22,400. While the 30% federal tax credit has expired, Texas remains 23% cheaper than the national average, with payback periods averaging 10 years.
- [Cost to Build a House in Jamaica: 2026 Price Guide](https://raftercost.com/insights/cost-to-build-house-jamaica-2026): As of August 2026, building a home in Jamaica typically costs between J$8,000 and J$18,000 per square foot, or approximately US$100 to US$250 per square foot. A standard 1,000-square-foot, 3-bedroom home now averages US$120,000, reflecting a 20% to 35% increase in budget requirements compared to recent years.
- [Water Heater Replacement Cost Guide 2026](https://raftercost.com/insights/water-heater-cost-2026): The national average cost for a fully installed water heater replacement in 2026 ranges from $1,200 to $4,500. This price includes the unit, professional labor, and disposal of your old system. Final costs depend heavily on whether you choose a standard tank or a high-efficiency tankless or heat pump system.
- [Cost to Build a House in Michigan: 2026 Price Guide](https://raftercost.com/insights/cost-to-build-house-michigan-2026-2026): Building a single-family home in Michigan in 2026 typically costs between $200 and $500 per square foot. For a standard 2,000-square-foot home, expect a total investment of $400,000 to $500,000. These figures exclude land acquisition, site preparation, and permit fees, which add significant costs before construction begins.
- [HVAC Replacement Cost in California: 2026 Price Guide](https://raftercost.com/insights/hvac-replacement-cost-california-2026): In 2026, a full HVAC replacement in California typically costs between $6,500 and $16,000. Prices are 20–30% higher than the national average due to strict Title 24 efficiency standards, mandatory HERS verification, and the transition to A2L (R-454B) refrigerants, which has increased equipment costs by 10–30%.
- [Solar Panel Installation Cost: 2026 Price Guide](https://raftercost.com/insights/solar-panel-installation-cost-2026): In 2026, the average residential solar installation costs between $18,000 and $40,000, with an average cost per watt of $3.03 for a standard 7.2 kW system. While the federal 30% tax credit has expired, homeowners can manage costs by evaluating local incentives and accounting for upcoming tariff-related price increases.
- [How Much Does a New Roof Cost in 2026?](https://raftercost.com/insights/new-roof-cost-2026): In 2026, most homeowners spend between $8,000 and $20,000 for a standard roof replacement. The national average sits at approximately $9,605. Costs vary significantly based on material choice, with asphalt shingles being the most budget-friendly option, while metal and tile systems command a premium due to supply-side constraints.
- [Heat Pump Installation Cost Guide: 2026 Price Estimates](https://raftercost.com/insights/heat-pump-cost-installed-2026): In 2026, the total installed cost for a heat pump ranges from $8,500 for a single-zone mini-split to $72,000 for complex geothermal systems. Most homeowners spend between $16,500 and $25,000 for standard ducted whole-home air-source systems, excluding potential electrical panel upgrades or ductwork repairs.
- [Privacy Fence Cost 2026: National Price Guide](https://raftercost.com/insights/privacy-fence-cost-2026): In 2026, the national average cost to install a privacy fence ranges from $3,000 to $9,000. Most homeowners pay approximately $4,300 for a standard 150-linear-foot installation. Costs fluctuate based on material choice, site conditions, and regional labor rates, which currently account for 35% to 60% of the total project budget.
- [Window Replacement Cost Estimator: 2026 Price Guide](https://raftercost.com/insights/window-replacement-cost-estimator-2026): In 2026, homeowners should expect to pay between $10,000 and $35,000 for a full-home replacement of 10 to 15 windows. On a per-unit basis, costs range from $400 for budget vinyl to over $3,500 for premium wood or custom units, with the national average sitting at approximately $1,050 per installed window.
- [Steam Deck Cost and Market Analysis: 2026 Price Guide](https://raftercost.com/insights/steam-deck-cost-2026): As of July 2026, the Steam Deck OLED 512GB model costs $789, while the 1TB model is priced at $949. These represent increases of $240 and $300 respectively. Valve has discontinued lower-cost LCD models, making refurbished units the only budget-friendly option available in the current market.
- [Cost to Build a House in Michigan: 2026 Price Guide](https://raftercost.com/insights/cost-to-build-house-michigan-2026): In 2026, building a house in Michigan typically ranges from $200 to $500 per square foot. Custom builds start at a $400 baseline, while prefab options offer savings at $125–$180 per square foot. Total project costs are heavily influenced by site conditions, trade tariffs, and localized labor shortages.
- [Average Kitchen Remodel Cost: 2026 Price Guide](https://raftercost.com/insights/average-kitchen-remodel-cost-2026): In 2026, a mid-range kitchen remodel typically costs between $14,500 and $42,000, averaging $180 per square foot. Total project costs are driven by scope, with minor cosmetic updates starting at $15,000, while high-end, full-gut renovations frequently exceed $150,000 due to rising labor rates and increased tariffs on imported cabinetry.
- [Average Bathroom Remodel Cost: 2026 Price Guide](https://raftercost.com/insights/average-bathroom-remodel-cost-2026): In 2026, the national average for a bathroom remodel is $16,500, marking a 4–6% increase over last year. Most homeowners spend between $9,000 and $18,000 for mid-range projects. Costs are heavily influenced by a 6–10% rise in skilled trade labor rates and sustained material pricing at a higher baseline.
- [Cost to Build a House in 2026: A Comprehensive Guide](https://raftercost.com/insights/cost-build-house-2026): The national average cost to build a house in 2026 is $323,000 for construction only, ranging from $139,000 to $531,000. Including land and fees, the total cost can range from $200,000 to over $700,000.
- [Garage Conversion Cost in 2026: An In-Depth Rafter Guide](https://raftercost.com/insights/garage-conversion-cost-2026): In 2026, a basic garage conversion costs between $6,000 and $27,380, averaging around $16,469. More complex projects, like full ADUs, can range from $50,000 to $220,000+. Expect to pay $25 to $75 per square foot for most conversions.
- [Home Insurance Cost in 2026: What to Expect](https://raftercost.com/insights/home-insurance-cost-2026): In 2026, the national average annual premium for home insurance is projected to reach $3,086. For a policy with $300,000 in dwelling coverage, expect to pay around $2,543 per year, or approximately $212 per month.
- [Average Window Replacement Cost in 2026](https://raftercost.com/insights/average-window-replacement-cost-2026): In 2026, the average cost for a single window replacement is $477, ranging from $232 to $740. A whole-home replacement (10-15 windows) typically costs between $6,500 and $18,650, but can exceed $30,000 for premium materials.
- [Window Replacement Cost in 2026: What Homeowners Can Expect](https://raftercost.com/insights/window-replacement-cost-2026): In 2026, homeowners can expect window replacement to cost between $477 and $1,047 per unit, installed. A full-home project (10-15 windows) averages $7,349, with typical ranges from $3,437 to $11,839, influenced by material, type, and regional factors.
- [Heat Pump Cost in 2026: What Homeowners Should Expect](https://raftercost.com/insights/heat-pump-cost-2026): In 2026, the average cost to install a heat pump is around $15,400, with a typical range of $8,500 to $25,000 for a standard replacement. Specialized systems like geothermal can reach $72,000. Federal tax credits of up to $2,000 annually and state rebates can significantly reduce these upfront costs.
- [Average HVAC Replacement Cost in 2026: A Complete Guide](https://raftercost.com/insights/hvac-replacement-cost-2026-2026): In 2026, the average HVAC replacement cost in the US ranges from $5,000 to $28,000. Many homeowners with 2,000 to 2,500 square foot homes can expect to pay around $13,430, with national installed averages from $11,590 to $14,100.
- [Furnace Replacement Cost in 2026: What to Expect](https://raftercost.com/insights/furnace-replacement-cost-2026): In 2026, furnace replacement costs range from $2,500 to $11,200, with a national average of $4,500 to $6,300 for a mid-efficiency gas unit. High-efficiency systems can reach $14,000. Costs depend on furnace type, efficiency, home size, and labor rates.
- [AC Replacement Cost in 2026: What to Expect](https://raftercost.com/insights/ac-replacement-cost-2026): In 2026, a full HVAC system replacement costs $5,000 to $28,000. For central AC only, expect to pay $3,000 to $15,000, including installation. The median full HVAC replacement cost is around $13,350, with an average near $14,500.
- [HVAC Replacement Cost in 2026: What to Expect](https://raftercost.com/insights/hvac-replacement-cost-2026): In 2026, a full HVAC system replacement costs between $5,000 and $28,000 nationally, averaging $7,500. For a 2,000-2,500 sq ft home, expect around $13,430. Factors like system type, ductwork needs, and regional labor rates significantly impact the final price.
- [Home Addition Cost in 2026: What to Expect for Your Project](https://raftercost.com/insights/home-addition-cost-2026): A home addition in 2026 costs, on average, $51,032 nationally, with most projects falling between $21,902 and $83,358. Per square foot, expect to pay $150 to $350. Complex projects or second-story additions can exceed $300,000, depending on scope and location.
- [Solar Panels Cost in 2026: What Homeowners Need to Know](https://raftercost.com/insights/solar-panels-cost-2026): In 2026, residential solar panel systems typically cost between $15,000 and $28,000 before state incentives, averaging around $21,816 for a 7.2 kW system. The national average cost per watt ranges from $2.50 to $3.50, with many systems falling between $2.58/W and $2.85/W.
- [Average Roof Replacement Cost in 2026](https://raftercost.com/insights/average-roof-replacement-cost-2026): In 2026, the average roof replacement cost in the US ranges from $8,000 to $22,000. Many homeowners pay around $12,000 for a 1,700-square-foot asphalt shingle roof, while a 2,000-square-foot asphalt shingle roof averages about $15,439. Overall projects can span from $5,800 to over $30,000.
- [Bathroom Remodel Cost in 2026: A Complete Guide](https://raftercost.com/insights/bathroom-remodel-cost-2026): The national average cost for a bathroom remodel in 2026 is $16,500. Most homeowners spend between $8,000 and $45,000, though projects can range from $2,500 for a basic refresh to over $120,000 for luxury custom work, reflecting a 4-6% increase from 2025.
- [Roof Replacement Cost in 2026: A Rafter Cost Guide](https://raftercost.com/insights/roof-replacement-cost-2026): In 2026, the national average for roof replacement is approximately $10,000, with typical projects ranging from $7,500 to $14,000. Costs vary from $5,800 to over $30,000, depending on roof size, material, complexity, and local labor rates. Expect to pay $4.75 per square foot on average.
- [Kitchen Remodel Cost 2026: What to Expect for Your Renovation](https://raftercost.com/insights/kitchen-remodel-cost-2026): A kitchen remodel in 2026 typically costs between $27,000 and $35,000, with most projects ranging from $15,000 to $75,000. Minor cosmetic updates can start at $15,000, while high-end renovations with layout changes often exceed $75,000, potentially reaching over $150,000.
- [How much does it cost to remodel a bathroom in 2026?](https://raftercost.com/insights/bathroom-remodel-cost): A bathroom remodel costs $6,500–$28,000 in 2026, with most homeowners spending around $15,200 — roughly $230–$520 per square foot for a mid-range finish. The biggest cost drivers are the room's size, the finish tier, and whether you relocate plumbing.
- [Kitchen remodel cost in 2026: a full price breakdown by tier](https://raftercost.com/insights/kitchen-remodel-cost): A full kitchen remodel costs $14,500–$70,000+ in 2026, with most homeowners spending around $28,000. Cabinetry and labor together account for roughly 55% of the budget, so the finish level you choose moves the number more than anything else.
- [Solar + battery: install cost vs real payback after 2026 incentives](https://raftercost.com/insights/solar-payback-2026): A residential solar system costs $15,000–$28,000 before incentives in 2026, and typically pays for itself in 6–12 years depending on your electricity rate and sun. Adding a battery costs $8,000–$15,000 more and lengthens payback but adds backup power.
- [Roof replacement cost: materials, size and when to just repair](https://raftercost.com/insights/roof-replacement-cost): A roof replacement costs $8,000–$20,000 for an average home in 2026. Asphalt shingles run $350–$700 per square (100 sq ft), metal $900–$1,600, and tile or slate $1,200–$2,500. Material choice can double the total.
- [First-time buyer in 2026: the real all-in cost of owning](https://raftercost.com/insights/first-time-buyer-true-cost): Beyond the mortgage, taxes, insurance, and maintenance add roughly 30–50% to the true monthly cost of owning a home in 2026. A common rule of thumb is to budget about 1% of the home's value per year for maintenance.
- [Where home values are actually rising in 2026 (and cooling)](https://raftercost.com/insights/home-values-2026): In 2026, affordable high-migration metros are still gaining value while some pandemic boomtowns cool. Where you buy matters more than when — regional trends diverge sharply this year, and national averages hide the real story.

## About
- [How we price](https://raftercost.com/how-we-price): our cost methodology
- [About Rafter](https://raftercost.com/about)
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